How To Activate Card In 2023?


Are you stuck during the activation process? Are you wondering how to activate your Card? Then, you are at the right place. Read on to get all the answers you're looking for!

How To Activate Card

Activate Card

Activating your Card is a straightforward process to secure your card before use.

You will usually receive a new card in a deactivated state, requiring activation to validate the cardholder's identity and link the card to the account. Activation usually involves verifying your identity, providing card details, and setting up a PIN.

It is crucial to follow the activation steps meticulously to ensure the security of your card and account and to avoid any unnecessary delays or issues in the activation process.

Several methods are available for card activation, such as through the Bank of America App, online via the website, or by phone. Each method has its steps and may require different information for verification.

Having all your card and personal details ready before starting the activation process is advisable to ensure a smooth experience.

How to Activate Card using App?

Activating your card using the Bank of America app is not only convenient but also ensures a higher level of security by using the app's built-in encryption:

  • Download and open the Bank of America Mobile Banking app from your device's app store.
  • Login to your account using your Online ID and Passcode. If you're a first-time user, you might need to register first.
  • Go to the “Manage Card” section and select the card you wish to activate.
  • Follow the prompts to verify your identity and enter the required card information.
  • Once verified, your card will be activated, and you can set up or update your PIN, ensuring your card's safety.

How to Activate Card using App

How to Activate Card Online?

Activating your card online is another user-friendly option and allows for quick access from any computer:

  • Visit the Bank of America activation page by typing “bankofamerica/activate” in your web browser or access it directly from the Bank of America's homepage.
  • Sign in to your account using your Online ID and Passcode. If it's your first time, follow the steps for registration.
  • Locate and select the card you need to activate from your dashboard.
  • Follow the instructions, entering the necessary card details and identity verification information.
  • Once all steps are completed, your card will be activated and ready for use. Setting up or changing your PIN can also be done during this process for added security. Card Activation Errors

Activation is typically smooth, but there are times when users might encounter errors. Recognizing these errors and knowing the appropriate steps to address them is paramount:

  • Error due to Incorrect Details: Entering incorrect card details or identity information can result in an error. Always cross-check all entered details before submitting them, paying attention to the card's expiration date and CVV number.
  • Website Downtime or Technical Glitch: Errors arise due to website downtime or a technical glitch on the bank’s end. In such instances, patience is key. Wait a while and try activating your card again, or opt for an alternative method.
  • Network Issues: A consistent internet connection is essential. If you face issues during activation, you might want to check your link, reset your router, or use a different network.
  • Security Concerns: Bank of America prioritizes user safety, and there might be instances where activation is blocked due to suspicious activity. Immediately contact customer care or visit a local branch to clarify such concerns.

Most errors can be resolved by double-checking the entered details, restarting the process, or choosing an alternative activation method. If persistently facing issues, seeking assistance from the bank is the best approach. Card Activation Errors


Activating your Card is essential in ensuring its functionality and security. Bank of America has made the process simple and user-friendly with multiple activation options.

Whether you're tech-savvy and prefer using the mobile app or you're comfortable with the traditional online method, there's an option tailored for you.

Always remain vigilant for possible activation errors and know the solutions to handle them. Your activation process should be a breeze by following the proper steps and keeping all necessary information within reach.


Q: Can I activate my card if I am not a Bank of America online banking user?

A: Even if you aren't an online banking user, you can activate your card by calling the card's designated number or visiting your nearest Bank of America branch in person.

Q: What should I do if I face an error while activating my card online?

A: If you experience an online activation error, try refreshing the page, using a different browser, or clearing your cache. If the error persists, switch to another activation method or contact the bank directly.

Q: How long does the activation process typically take?

A: Usually, activation is almost immediate post-verification. However, occasional delays may occur due to internal server issues or high traffic. In such cases, it's best to wait a few minutes before trying again.

Q: Is changing the PIN during activation compulsory?

A: It's not mandatory to change your PIN during activation. However, updating it for safety is wise, especially if you've received a pre-set PIN.

Q: What if I forget my Online ID or Passcode during activation?

A: Should you forget your Online ID or Passcode, there's a ‘Forgot ID/Passcode' option on the login page. Follow the prompts to retrieve or reset them. If you're still facing difficulties, contact Bank of America customer service for assistance.

Categorized as Finance